Bad Credit Loans in Canada
Loan options for consumers with less-than-perfect credit. All credit types may apply. Subject to lender approval and credit checks. Available amounts range from $500 - $15,000 with terms of 6-48 months. APR from 14.99% to 46.96%.
Typical Requirements
- Canadian resident age 18 or older
- Regular source of income
- Active Canadian bank account
- Valid government-issued ID
Browse bad credit loans options in cities across all Canadian provinces. Compare APRs, amounts, and terms from verified lenders.
Why Low Credit?
More Than Scores
Lenders consider your employment, income stability, and banking history too.
Rebuild While Borrowing
On-time payments reported to Equifax and TransUnion help improve your credit.
Fast Decisions
Many lenders provide same-day decisions after reviewing your full profile.